Planning a road trip or needing a car while yours is in the shop? You’ve probably heard of AAA Plus and wondered if it covers car rentals. This is a common question, and the answer isn’t always straightforward. While AAA Plus offers a range of benefits, car rental coverage can vary depending on your specific membership level and the rental company you choose. This comprehensive guide will delve into the intricacies of AAA Plus car rental coverage, providing you with the information you need to make informed decisions about your travel and transportation needs.
Understanding AAA Plus Membership
What is AAA Plus?
AAA Plus is a premium membership tier offered by the American Automobile Association (AAA). It builds upon the standard AAA membership, providing additional benefits and services, including roadside assistance, travel discounts, and insurance programs.
Key Benefits of AAA Plus
- Enhanced Roadside Assistance
- Travel and Leisure Discounts
- Insurance Programs
Car Rental Coverage with AAA Plus
Does AAA Plus Cover Car Rentals?
The short answer is: it depends. AAA Plus does offer some car rental benefits, but it doesn’t typically provide primary coverage for rental car damage or theft.
Types of Car Rental Coverage Offered by AAA Plus
- Trip Interruption Insurance: This coverage can reimburse you for expenses incurred if your trip is interrupted due to a covered event, such as a car accident or medical emergency.
- Emergency Roadside Assistance: AAA Plus members receive extended roadside assistance benefits, which may include towing and repair services for rental vehicles.
- Rental Car Discounts: AAA Plus members often qualify for discounted rates on rental cars through partnerships with major rental car companies.
Understanding the Limitations
It’s crucial to understand that AAA Plus car rental benefits are typically secondary to your existing auto insurance policy or credit card coverage. This means that your primary coverage will be exhausted before AAA Plus coverage kicks in.
Exploring Other Car Rental Coverage Options
Credit Card Coverage
Many credit cards offer complimentary car rental insurance as a perk. Review your credit card benefits to see if you qualify for coverage.
Rental Car Company Insurance
Rental car companies often offer various insurance options, such as collision damage waiver (CDW) and theft protection. Carefully consider these options and their associated costs. (See Also: Can You Use Afterpay for Car Rental? – Flexible Payment Options)
Making Informed Decisions about Car Rental Coverage
Assess Your Needs
Determine the level of coverage you require based on your individual circumstances, such as your existing insurance coverage, the value of the rental car, and your personal risk tolerance.
Compare Coverage Options
Compare the coverage offered by AAA Plus, your credit card, and the rental car company to find the most comprehensive and cost-effective solution.
Read the Fine Print
Always carefully review the terms and conditions of any insurance policy or coverage before purchasing it. Pay attention to exclusions, limitations, and deductibles.
Summary
AAA Plus offers valuable benefits for travelers, including roadside assistance, travel discounts, and insurance programs. While it provides some car rental benefits, it’s important to understand that its coverage is typically secondary to your existing auto insurance or credit card coverage. (See Also: What Rental Car Places Are Open on Sunday? Find Out Now)
Before renting a car, carefully assess your needs, compare coverage options from AAA Plus, your credit card, and the rental car company, and read the fine print to make an informed decision that meets your specific requirements.
Frequently Asked Questions
Does AAA Plus cover rental car damage?
AAA Plus does not typically provide primary coverage for rental car damage. Your existing auto insurance policy or credit card coverage will likely be your primary source of protection.
What if I have a flat tire on a rental car?
AAA Plus members receive extended roadside assistance benefits, which may include towing and repair services for rental vehicles.
Can I use my AAA Plus membership to get a discount on a rental car?
Yes, AAA Plus members often qualify for discounted rates on rental cars through partnerships with major rental car companies.
What should I do if I am involved in an accident while renting a car?
If you are involved in an accident while renting a car, contact the rental car company and your insurance provider immediately. (See Also: How Much Is Avis Rental Car? Prices Compared)
Does AAA Plus cover lost or stolen rental car keys?
Coverage for lost or stolen rental car keys may vary depending on your specific AAA Plus membership and the rental car company’s policies.