When it comes to insuring your vehicle, there are numerous options available in the market. With so many insurance providers vying for your attention, it can be overwhelming to choose the right one. One of the most popular car insurance providers in the UK is Aviva. But, how good is Aviva car insurance? In this comprehensive review, we will delve into the details of Aviva’s car insurance policies, features, and benefits to help you make an informed decision.
Aviva’s History and Reputation
Aviva is one of the largest insurance providers in the UK, with a rich history dating back to 1797. The company has undergone several mergers and acquisitions over the years, but its commitment to providing excellent customer service and competitive insurance policies has remained unchanged. Aviva has a strong reputation in the industry, with a 4.5-star rating on Trustpilot and a 4-star rating on Defaqto.
Aviva’s Car Insurance Policies
Aviva offers a range of car insurance policies to cater to different needs and budgets. The company’s policies are designed to provide comprehensive coverage, including:
- Third-party liability cover: This covers damage to other people’s property and provides compensation for injuries or fatalities.
- Third-party fire and theft cover: This covers damage to your vehicle caused by fire or theft, as well as damage to other people’s property.
- Comprehensive cover: This covers damage to your vehicle, regardless of the cause, as well as damage to other people’s property.
Aviva’s Car Insurance Features
Aviva’s car insurance policies come with a range of features that can enhance your driving experience. Some of the key features include:
- 24/7 emergency assistance: Aviva provides 24/7 emergency assistance, including roadside breakdown cover, recovery, and repair.
- Windscreen cover: Aviva’s policies include windscreen cover, which covers damage to your windscreen, windows, and sunroof.
- Personal accident cover: Aviva’s policies include personal accident cover, which provides compensation for injuries or fatalities.
- Key cover: Aviva’s policies include key cover, which covers the cost of replacing lost or stolen keys.
Aviva’s Car Insurance Benefits
Aviva’s car insurance policies come with a range of benefits that can save you money and provide peace of mind. Some of the key benefits include: (See Also: How to Swap Car Insurance? Seamlessly)
- Discounts for safe driving: Aviva offers discounts for safe driving, which can help you save money on your premiums.
- Multi-car discounts: Aviva offers discounts for insuring multiple cars on the same policy.
- No-claims bonus: Aviva’s policies include a no-claims bonus, which can help you save money on your premiums.
- 24/7 claims assistance: Aviva provides 24/7 claims assistance, making it easy to report and track your claims.
Aviva’s Car Insurance Pricing
Aviva’s car insurance pricing is competitive, with premiums starting from as low as £250 per year. However, the cost of your premium will depend on a range of factors, including:
- Your age and driving experience
- The make and model of your vehicle
- Your address and postcode
- Your driving history
- Your claims history
Aviva’s Car Insurance Reviews
Aviva’s car insurance policies have received mixed reviews from customers. Some customers have praised the company’s competitive pricing and comprehensive coverage, while others have criticized the company’s claims process and customer service. Here are some pros and cons to consider:
| Pros | Cons |
|---|---|
| Competitive pricing | Claims process can be slow |
| Comprehensive coverage | Customer service can be poor |
| 24/7 emergency assistance | Policy exclusions can be unclear |
Conclusion
In conclusion, Aviva’s car insurance policies offer comprehensive coverage and a range of features that can enhance your driving experience. While the company’s pricing is competitive, it’s essential to carefully review the policy terms and conditions to ensure you understand what’s covered and what’s not. Additionally, it’s crucial to consider the pros and cons of Aviva’s car insurance policies and to read reviews from other customers to get a better understanding of the company’s reputation.
Recap and Key Points
Here are the key points to remember about Aviva’s car insurance policies: (See Also: How to Get Collector Car Insurance? Simplified)
- Aviva offers a range of car insurance policies, including third-party liability, third-party fire and theft, and comprehensive cover.
- Aviva’s policies come with a range of features, including 24/7 emergency assistance, windscreen cover, personal accident cover, and key cover.
- Aviva’s policies offer a range of benefits, including discounts for safe driving, multi-car discounts, no-claims bonus, and 24/7 claims assistance.
- Aviva’s pricing is competitive, but the cost of your premium will depend on a range of factors, including your age and driving experience, the make and model of your vehicle, and your driving history.
- Aviva’s car insurance policies have received mixed reviews from customers, with some praising the company’s competitive pricing and comprehensive coverage, while others have criticized the company’s claims process and customer service.
FAQs
How do I get a quote from Aviva?
You can get a quote from Aviva by visiting their website and filling out the online quote form. You can also contact Aviva’s customer service team by phone or email to request a quote.
What is the excess on Aviva’s car insurance policies?
The excess on Aviva’s car insurance policies varies depending on the type of policy and the level of coverage you choose. The excess can range from £50 to £500, depending on the circumstances of the claim.
Can I cancel my Aviva car insurance policy?
Yes, you can cancel your Aviva car insurance policy at any time. However, you may be charged a cancellation fee, and you may not be eligible for a refund if you’ve made a claim.
How do I make a claim with Aviva?
To make a claim with Aviva, you can contact their 24/7 claims assistance team by phone or email. You’ll need to provide details of the incident, including the date, time, and location, as well as any relevant witness statements and evidence. (See Also: How Do I Switch Car Insurance Companies? Easy Step-by-Step Guide)
Is Aviva’s car insurance policy suitable for me?
Aviva’s car insurance policy may be suitable for you if you’re looking for comprehensive coverage and a range of features that can enhance your driving experience. However, it’s essential to carefully review the policy terms and conditions to ensure you understand what’s covered and what’s not. You may also want to consider other insurance providers and their policies to find the best fit for your needs and budget.